Our Story
We saw a gap in the market — and built the solution.
Refund Cover was founded with a simple observation: ticketing platforms needed better refund protection, and their customers deserved it. The existing options were either too complex, too expensive, or too weakly underwritten to inspire confidence.
We partnered with Lloyd's of London — the world's most respected insurance market — to create a product specifically designed for the ticketing industry. Our refund protection covers 12 reasons (more than any competitor), resolves claims in 5 working days, and integrates via API in under a week.
We believe refund protection should be simple for platforms to offer, transparent for customers to buy, and fast to claim against. That's what we've built. See what we cover.
Our Values
The principles behind everything we do.
Transparency
Clear pricing, clear terms, clear claims process. No hidden fees. No small-print surprises. Customers and partners always know where they stand.
Partnership
We succeed when our partners succeed. Our 50/50 revenue share model means our incentives are perfectly aligned with yours. Learn about partnering with us.
Simplicity
Simple integration. Simple purchase. Simple claims. If it's complex, we've failed. Our FAQ covers the common questions.
Trust
Lloyd's of London underwriting isn't just a line on our page — it's the foundation of everything. Trust is earned, and we earn it every day.
The Lloyd's Advantage — Why Underwriting Matters
The quality of underwriting defines the quality of protection.
Lloyd's of London has been the global standard in insurance for over 330 years. When we say our refund protection is "underwritten by Lloyd's," it means:
- ✓ Financial security — backed by the strongest insurance market in the world
- ✓ Regulatory compliance — meeting the highest standards of insurance regulation
- ✓ Customer confidence — a name that consumers recognise and trust
- ✓ Claims reliability — customers know the backing is genuine, not a promise
For platforms, this translates directly into higher uptake rates. Customers trust recognised underwriting. Higher trust means higher conversion at checkout. Read more about why underwriting matters.
Our Leadership Team
Experienced professionals from insurance, ticketing, and technology.
Tag Ward
Chief Executive Officer
Kenton Ward
Founder & Chairman
Jane Richardson
Head of Claims
Our Journey
Key milestones in building Refund Cover.
Founded — Global Cover Network Ltd
Established to bring properly underwritten refund protection to the ticketing industry.
Lloyd's of London Partnership
Secured underwriting from Lloyd's — the gold standard in insurance.
First Platform Integration
Live integration with our first ticketing platform partner. Revenue share model proven.
API Launch
Released our REST API for self-service integration. Partners go live in days.
Claims Portal Launch
Online claims portal at refundcover.freshdesk.com — 5 working day resolution target.
Growing Partner Network
Expanding across the UK ticketing industry. Join our partner network.
Join the Refund Cover network
Partner with us and start earning ancillary revenue on every booking.